What would make the most affordable home even better? Matching it to the most affordable financing.

Our pre-approved lenders are those who have created an exclusive mortgage program for Spathies Construction Buyer’s that embrace the following guidelines.

Community Lending Practices
YOU ARE MORE THAN JUST A CREDIT SCORE
-Mortgages available to those without perfect credit.
-Alternative credit programs

Free of Charge Credit Counseling
Each lender has in place a free of charge credit counseling program that works with homebuyers who may not be mortgage-ready today, and assists them to become mortgage ready for as long as it takes: 1 month, 3 months, 6 or more months.
-No-minimum credit score financing programs
-Guaranteed mortgages, in combination with credit counseling, for credit-challenged buyers who create a 12 month track record of on-time-payments for three or more accounts.